What to expect:

<p>Billed as the bargain day of the year, Black Friday has reached mythical proportions as the day to nab the best prices of the year on electronics. Savings may be at their highest since 2008 because consumers are still very cautious with their money and retailers have inventories that need to move before the end of the year. For the past eight years, the day after Thanksgiving has tallied the highest single-day sales and foot traffic of the year. Last year, $10.69 billion was spent on Black Friday — a record, according to Shopper Trak. Black Friday could be a free-for-all, but it won’t be a giveaway. Now is a good time to bust some Black Friday myths.</p>

Doorbusters are free.

<p>Retailers may take a loss on these smaller items used to attract a large- enough crowd to “bust down their door” on sale day, but the items are never free. They are selected to get shoppers into the store to buy more merchandise with better margins. However, some door-busters may be available online. Last year, Target offered several of its door-busters online, where a 10-percent-off coupon could be added on top of the discounted price. The result? The same item cost less online than at the store.</p>

Stores won't match Black Friday prices.

<p>Many will not, but some do and it’s best to know store policies before you buy. For instance, Best Buy offers price matching year round, but not from Thanksgiving Day through Cyber Monday. Wal-Mart’s policy is even stricter: no price matching up to seven days before Thanksgiving Day. Amazon will only price match HDTVs. You must email via a link on Amazon’s order page for "found a lower price." You'll find the best matching offers at Home Depot and Lowe's, where they will take an additional 10 percent off a competitor's lower price.</p>

Black Friday is the best day to buy a new TV.

<p>It depends. If you’re looking for a second-tier brand, Black Friday is a good time to buy. But if you want a Samsung, Sony or other major brand, wait until December and as close to the end of the year as possible when retailers must clear pricey inventory to make room for 2012 models.</p> <p>Retailers told Reuters that “they plan to do whatever it takes to get the customer through the door” to buy a new TV. Expect to see price cuts of up to 40 percent from a year ago on name-brand HDTVs, free shipping and aggressive financing options. To save even more, try haggling. Most shoppers don't try to negotiate, but those who did said that they saved an average of $82 in stores on TVs, cameras and other consumer electronics, according to Consumer Reports.</p>

If you have buyer's remorse, you can return your purchases.

<p>Stores frequently tighten their return policies during the holidays and the return window on electronics is often much shorter than on other items. Check holiday return policies before you buy. Costco has the longest window, allowing 90 days to return electronics, including TVs with a receipt, and does not charge a restocking fee.</p>

You have go to an Apple Store for its Black Friday sale.

<p>Apple's Black Friday sale prices will be available online with free shipping sitewide. However, you’ll find better deals — up to twice as good — at other online retailers including Amazon, MacConnection and MacMall, according to DealNews.com.</p>

Cyber Monday offers the same deals online as Black Friday in-store sales.

<p>Sadly, this has not been the case. Cyber Monday deals are often leftovers from Black Friday. The good news is that many online retailers will offer their best deals online beginning on Black Friday or earlier. For instance, Amazon has already begun its countdown to Black Friday deals, including its “Lightning Deals” that start at 6 a.m. every day and are offered at selected hours throughout each day between now and Black Friday. For instance, a 32-inch Haier 720p 120Hz HDTV was offered at $197, with free shipping, a savings of 44 percent.</p>

Black Midnight

<p>If you have the wherewithal to hit the stores on Black Friday, note that for the first time Target and Best Buy stores will open at midnight on Black Friday (Nov. 25), earlier than years past, adding a new term to the holiday shopping lexicon — Black Midnight.</p>

6 Black Friday Myths Busted!